What We Offer

Save Consistently

Automate your savings process and make payments through a wide variety of efficient payment channels anywhere, anytime.

Invest together

Pull group funds and get access to high-interest investments to provide more returns for your members.

Loans and credit profiling

With Riby CoBanking, you can create credit profiles for all your members, helping you identify members best suited for loans. You also get access to low-interest, collateral-free loans.

Member and records management

Monitor and review member contributions, loan repayments and all other data through any channel whenever you need it.


Riby CoBanking is PCIDSS-certified, meaning that all your payment information and member data is secure and can only be accessed by your administrator.

Riby Classic

For students and fresh employees looking to develop a culture of savings.

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Riby Platinum

A more robust savings and investment package with benefits like home ownership.

Learn More

Riby Corper

Primarily for corps members, this cooperative helps them be prepared financially for a career or entrepreneurship.

Learn More

Riby CoBanking is available to you
through any of the following channels

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Riby CoBanking is very easy and affordable to use, with the plans available for cooperatives of all sizes.


For cooperatives who want to tryout Riby CoBanking for free.


2 Months Free Trial

Start Trial

For cooperatives in the range of 499 members and below


Per User/Month

Buy Premium
Premium +

For cooperatives in the range of 500 members and above


Per User/Month

Buy Premium +

Success Stories

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    As a cooperative society, it has always been our dream that one day we will get to a level where our members will be at the comfort of their homes, offices or wherever and have unhindered access to their cooperative account with us. Stumbling on @RibyFinance just made our dreams come true. @RibyFinance is a game changer and like I love to call it, “Digital cooperative” has come to stay.

    Babatunde Oni
    (Opemioni Cooperative Society, Ikotun Lagos, Nigeria. )